✓ No Ratio DSCR available
✓ Non-Warrantable Condos are Ok
Rural up to 20 acres allowed
No Ratio DSCR 1-4
✓ No Seasoning on Rate/Term & Cash-Out*
✓ Up to 4% Seller Contribution on all investor loans
✓ Unlimited NSFs on Bank Statement allowed
✓ First-Time Homebuyer are allowed
✓ First-Time Investor are allowed
✓ 100% Gift for down payment & closing costs
✓ Foreign National: No credit score, referral letters, or visa required
Up to 85% LTV — even for first-time investors
✨ Min loan amount $75K with a max loan amount of $3.5mm