Mortgage Prequalification – Brickhouse Lending

DSCR (5-10 Units or Mixed Use 2-8 Units)
over 10 units are on case by case basis

Up to 3 mm

Max LTV: 75%
• Borrower to qualify using the IO payment based on the qualifying rate (Greater of the fully indexed rate or note rate).
Loan Amounts
• Min: $250,000

Min DSCR >= 1.00
• Min Score: 700 if using US Credit
• Foreign Credit is permitted.

Allowed after min 10% borrower contribution.

✓ No Ratio DSCR available
✓ Non-Warrantable Condos are Ok

Rural up to 20 acres allowed

No Ratio DSCR 1-4

✓ No Seasoning on Rate/Term & Cash-Out*
✓ Up to 4% Seller Contribution on all investor loans
✓ Unlimited NSFs on Bank Statement allowed
✓ First-Time Homebuyer are allowed
✓ First-Time Investor are allowed
✓ 100% Gift for down payment & closing costs
✓ Foreign National: No credit score, referral letters, or visa required

Up to 85% LTV — even for first-time investors

✨ Min loan amount $75K with a max loan amount of $3.5mm

Become more attractive to sellers as a pre-qualified buyer.

Get started today!